TERMS OF USE AND ELECTRONIC SIGNATURE CONSENT.
PLEASE READ THIS NOTICE CAREFULLY. PRINT OR DOWNLOAD A COPY FOR YOUR RECORDS.

CONDITIONS OF USE
By using this Website in relation to an application for appointment with ABL Insurance Company referred to in this document as "the Company", you agree with the following Terms Of Use and Electronic Signature Consent ("Terms") without limitation or qualification. Please read these Terms carefully before using this Website. If you do not agree with these Terms, you are not granted permission to use this Website and must exit this Website immediately. The Company may revise these Terms at any time by updating this posting. Should you restart the online signature process, you will need to visit this page again to review the current Terms governing the use of this Website. You acknowledge and agree that you must: (a) provide for your own access to the World Wide Web and pay any service fees associated with such access, and (b) provide all equipment necessary for you to make such connection to the World Wide Web, including a computer and modem or other access device.

DISCLAIMER
TO THE FULLEST EXTENT PERMISSIBLE, THE MATERIALS AND CONTENT ON THIS WEBSITE ARE PROVIDED "AS IS" AND WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESSED OR IMPLIED, AND THE COMPANY, AND ITS OFFICERS, DIRECTORS, EMPLOYEES AND AGENTS (WHICH SHALL INCLUDE INDEPENDENT AGENTS AND BROKERS) (COLLECTIVELY "REPRESENTATIVES") AND SUPPLIERS DISCLAIM ALL WARRANTIES, EXPRESSED OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. NEITHER THE COMPANY, NOR ITS REPRESENTATIVES OR SUPPLIERS, WARRANT THAT THE FUNCTIONS CONTAINED IN THE WEBSITE WILL BE UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THIS WEBSITE, OR THE SERVER THAT MAKES IT AVAILABLE, ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. WHILE INFORMATION ON THIS WEBSITE HAS BEEN OBTAINED FROM SOURCES BELIEVED TO BE RELIABLE, NEITHER THE COMPANY, NOR ITS REPRESENTATIVES OR SUPPLIERS, WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE MATERIALS AND CONTENT ON THIS WEBSITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. THIS WEBSITE MAY BE LINKED TO OTHER WEBSITES WHICH ARE NOT MAINTAINED BY THE COMPANY AND NEITHER THE COMPANY, NOR ITS REPRESENTATIVES ARE RESPONSIBLE FOR THE CONTENT OF THOSE WEBSITES. THE INCLUSION OF ANY LINKS TO SUCH WEBSITES DOES NOT IMPLY APPROVAL OF, OR ENDORSEMENT BY, THE COMPANY OR ANY OF ITS REPRESENTATIVES OF THE WEBSITES OR ITS CONTENT.

LIMITATION OF LIABILITY
While the Company and its Representatives or suppliers use reasonable efforts to include accurate and up-to-date information on this Website, errors or omissions may occur. Under no circumstances shall the Company, its Representatives or suppliers, be liable to you for any direct, incidental, consequential, indirect, punitive or similar types of damages that result from the use of, or the inability to use, the materials and content on this Website, even if advised of the possibility of such damages.

JURISDICTION
The Company and its Representatives make no representation that materials and content on this Website are available for use in any location. Those who choose to access this Website do so at their own initiative.

TRADEMARKS AND COPYRIGHTS
All trademarks, service marks, trade names, logos, icons and images are proprietary to the Company or its Representatives or suppliers. Nothing contained on this Website should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of the foregoing displayed on this Website without the written permission of the Company, its Representatives or suppliers, as applicable. Your use of any of the foregoing displayed on this Website, or any other content on this Website, except as provided herein, is strictly prohibited and may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

SOFTWARE LICENSES
You acknowledge that any software which may be available or provided to you on this Website may contain technology that is subject to strict controls pursuant to export control laws and regulations of the United States of America and other countries and jurisdictions. You hereby agree that you will not transfer or export such software in violation of such applicable export laws and regulations. Neither the Company, nor its Representatives or suppliers, authorize the downloading or exportation of any software or technical data from this Website to any jurisdiction prohibited by such export controls laws and regulations.

REQUIRED NOTICES, DISCLOSURES AND CONSENT TO USE ELECTRONIC SIGNATURES
You are applying for appointment to solicit insurance products issued by the Company using electronic documents, forms, records, transactions and signatures. The Company and/or its Representatives or suppliers are legally required to provide you with certain disclosures and information about your application to be appointed and, if you are approved, your contract to solicit insurance issued by the Company (the "Required Information"). If you give consent, Company or its Representative may deliver this Required Information to you electronically either by emailing it to you or by electronically posting it to a website you could access. Your consent also permits the general use of electronic records and electronic signatures in connection with your application for appointment.
By electronically signing this document, you are saying you agree to the use of electronic transactions and electronic signatures on this Website, and to receiving electronic versions of the Required Information and other certain forms, documents and records during the application process. You are also agreeing to be held to any agreement you make or transmit through the Internet or this Website, including your consent to receive the Required Information from us only by electronic transmission. You agree that, by using this Website, your consent will be as legally binding and enforceable as if you had signed on paper.
You are entitled to change your mind and withdraw your consent prior to electronically signing your application. However, you would then no longer be able to use this section of the Website and you will not be able to complete your application electronically with the Company.
If you want a paper copy of the Required Information, but still want the Company to process your application electronically, we will still need your consent to receive the Required Information electronically. You will not be charged for paper copies of any information you request.
If you consent to electronic delivery of the Required Information and then decline the e-signature process, the Company cannot continue processing your application electronically. You can still apply on our paper application, but it could take longer to process your application.
You agree to keep us informed of any change in your e-mail or mailing address during the electronic signature process. You may update your e-mail address by contacting your Company Representative.
You agree to print or download the Required Information for your records when we advise you to. If you have any trouble printing or downloading any of the Required Information, contact your Company Representative at the address or telephone number given to you when you applied for appointment.
Required hardware and software
Hardware/ Operating Systems: Any PC or MAC with standard Operating Systems
Browsers: Internet Explorer 8, 9, 10, two latest versions of Firefox, Safari (on MAC only) and Chrome
PDF Reader: Adobe Reader version 8 or higher
Internet Bandwidth: High-speed internet connection recommended
The computer hardware and software used to access this Website on the Internet is all you will need to access the Required Information, appointment application, related notices, disclosures, authorizations, acknowledgements and other documents provided to you in electronic form. To retain copies of these documents, you may 1) print them from this Website, or 2) save an electronic copy onto a computer.
If you do not have the required software and/or hardware, or if you do not wish to use electronic records and signatures for any other reason, you can ask your Company Representative to complete a paper application and to provide you the Required Information in paper form instead.

Statement of Consent
By clicking the Agree button below I agree and confirm that:

• I can access and read the "Terms of Use and Electronic Signature Consent"; and


• I consent to receiving all the Required Information, notices and disclosures relating to my application to solicit insurance issued by the Company through electronic means;


• I also consent to the use of electronic signatures in connection with my appointment application with the Company in place of handwritten signatures on a paper application.